{"id":8263,"date":"2026-03-23T11:19:34","date_gmt":"2026-03-23T11:19:34","guid":{"rendered":"http:\/\/wp.frontsignals.com\/scopewires\/pay-monthly-laptops-how-financing-leasing-rent-to-own-work\/"},"modified":"2026-03-23T11:19:34","modified_gmt":"2026-03-23T11:19:34","slug":"pay-monthly-laptops-how-financing-leasing-rent-to-own-work","status":"publish","type":"post","link":"http:\/\/wp.frontsignals.com\/scopewires\/pay-monthly-laptops-how-financing-leasing-rent-to-own-work\/","title":{"rendered":"Pay Monthly Laptops: How Financing, Leasing &amp; Rent-to-Own Work"},"content":{"rendered":"<div class='highlight_content'>\n<h2>Highlights<\/h2>\n<ul>\n<li>Pay monthly laptops offer flexible financing options, enhancing accessibility to various models.<\/li>\n<li>Understanding contract terms is vital to avoid common pitfalls in payment plans.<\/li>\n<\/ul>\n<\/div>\n    <div id=\"afscontainer1\"><\/div>\n    \n<h3>Summary<\/h3>\n<p>Pay monthly laptops are a financing option that enables consumers and businesses to acquire laptops by making regular installment payments rather than paying the full price upfront. This payment model has become increasingly popular due to the wide range of laptop prices\u2014spanning from budget-friendly to high-end devices\u2014that can be prohibitively expensive when purchased outright. Retailers such as Best Buy, Amazon, and Walmart commonly offer pay monthly plans in partnership with third-party finance companies, providing consumers with greater access to a variety of laptop brands and specifications through credit-based approvals and flexible payment schedules.<br \/>\nThe pay monthly approach includes several distinct agreement types, primarily rent-to-own hire purchase plans and leasing contracts, each with unique terms regarding ownership transfer, payment structures, and maintenance responsibilities. Rent-to-own agreements typically culminate in ownership after a defined payment period but may involve high effective interest rates if payments are not managed carefully. Leasing arrangements usually retain ownership with the lessor, offering predictable costs and upgrade flexibility, especially appealing to businesses, though often at a premium cost compared to outright purchase or financing. These financing methods align with consumer trends favoring payment flexibility and technology access without large upfront costs.<br \/>\nDespite their advantages, pay monthly laptop plans carry financial risks and complexities that consumers must navigate. The total cost of ownership can significantly exceed retail prices due to inflated payments, interest, or fees, particularly in rent-to-own agreements. Additionally, contractual obligations, credit assessments, and maintenance requirements vary widely across providers, sometimes resulting in unexpected expenses or credit impacts. Consumer protections, including EU directives and national laws, seek to regulate transparency and fairness in these arrangements, but challenges remain in ensuring informed decision-making and avoiding predatory practices.<br \/>\nAs the market for pay monthly laptops continues to grow, understanding the distinctions between financing, leasing, and rent-to-own options is critical for consumers aiming to balance affordability, ownership rights, and long-term costs. Careful consideration of contract terms, eligibility criteria, and financial implications\u2014along with awareness of consumer rights and protections\u2014can help buyers make informed choices and mitigate common pitfalls associated with these increasingly prevalent payment models.<\/p>\n<h3>Overview of Pay Monthly Laptops<\/h3>\n<p>Pay monthly laptops refer to a financing model that allows consumers to acquire laptops by paying in installments rather than making a full upfront payment. This approach has gained popularity as laptop prices vary widely, often ranging from a few hundred to several thousand dollars, making upfront purchases less accessible for many buyers.<br \/>\nNumerous retailers and providers have adopted pay monthly options to cater to consumer demand. Major companies such as Best Buy, Amazon, and Walmart offer installment plans for their technology products, typically in partnership with third-party financing firms. These partners conduct quick credit assessments to facilitate consumer approval and provide access to a broad selection of laptop brands and models across various price ranges.<br \/>\nThe appeal of pay monthly laptops also aligns with shifting consumer behavior toward spreading out payments, effectively allowing users to &#8220;use today&#8217;s technology on tomorrow&#8217;s dollar.&#8221; This trend includes options such as leasing and rent-to-own agreements, which provide alternative methods to access current technology without the burden of immediate full payment.<br \/>\nAdditionally, some financing agreements feature terms such as interest rates and contract durations that vary depending on the provider and product. For example, certain deals offer fixed rates around 2.99% over 36-month terms on qualifying business laptops, subject to credit approval and other conditions like minimum equipment pricing and ineligibility of some products (e.g., Chromebooks). These structured payment plans aim to balance affordability for consumers with asset protection and clarity on usage and return conditions as outlined in device loan agreements.<\/p>\n<h3>Types of Pay Monthly Agreements<\/h3>\n<p>Pay monthly agreements for laptops and computers primarily come in the form of rent-to-own hire purchase agreements and leasing contracts, each offering distinct terms, benefits, and obligations.<\/p>\n<h4>Rent-to-Own Hire Purchase Agreements<\/h4>\n<p>Rent-to-own agreements allow customers to make regular payments over a set period\u2014usually one to three years\u2014after which ownership of the device transfers to the customer. These agreements typically require an initial payment akin to a deposit, similar to vehicle or home financing, followed by monthly invoices issued by the merchant or their finance partner. Approval for such agreements depends on an affordability assessment rather than solely on credit history, meaning bad credit does not automatically disqualify applicants.<br \/>\nIf the full balance is paid within the agreed term, no interest is charged. However, failure to complete payments on time results in interest accrual with annual percentage rates ranging from approximately 9% to 29%, depending on the customer&#8217;s creditworthiness. The minimum monthly payment must be met, but exceeding it is often necessary to avoid paying interest in full.<br \/>\nRent-to-own agreements are popular because they do not require a large upfront cost and typically include flexible finance options suitable for a wide range of laptops, including gaming and high-performance models from major brands. Additionally, these agreements often offer flexible terms allowing customers to pause payments, extend rental periods, or terminate contracts early without severe penalties, providing adaptability during financial uncertainty.<\/p>\n<h4>Leasing Agreements<\/h4>\n<p>Leasing laptops operates similarly to rent-to-own but with key differences, particularly regarding ownership and maintenance responsibilities. Leasing involves making regular payments\u2014weekly, bi-weekly, or monthly\u2014over a predetermined lease term, often around three to four years, without an immediate transfer of ownership. At the end of the lease, the lessee may have options such as returning the device, renewing the lease, or purchasing it at fair market value, sometimes with a nominal buyout fee.<br \/>\nLeasing is especially attractive for businesses or individuals seeking predictable costs and the ability to upgrade technology regularly without large upfront investments. Maintenance and repair responsibilities can vary; some leasing contracts include repair services, which reduces unexpected costs, whereas others require the lessee to follow specified maintenance protocols that can be costly.<br \/>\nFinancially, leases use a lease rate factor to calculate fixed monthly payments, which do not amortize like traditional loans. Unlike traditional financing, lease payments may not break down into principal and interest components, making total costs more predictable over the term. However, leasing often entails a premium cost compared to outright purchase or traditional financing, as rental payments may exceed the asset&#8217;s retail value by the lease end.<\/p>\n<h4>Comparison and Considerations<\/h4>\n<p>While both rent-to-own and leasing agreements facilitate access to laptops without large upfront payments, they differ in ownership transfer timing, cost structure, and maintenance obligations. Rent-to-own agreements culminate in ownership upon payment completion, whereas leasing agreements generally retain ownership with the lessor unless a buyout option is exercised. Rent-to-own may impose higher total costs through interest and fees if payments are not managed carefully, while leasing provides steady, predictable costs and technological flexibility, especially advantageous for businesses with planned upgrade cycles.<br \/>\nUltimately, choosing between these pay monthly agreements depends on individual financial situations, credit status, and preferences regarding ownership and device management.<\/p>\n<h3>Consumer Eligibility and Application Process<\/h3>\n<p>Consumer eligibility for financing, leasing, or rent-to-own agreements on pay-monthly laptops typically involves meeting specific credit and residency criteria. Applications are generally subject to credit approval, which may include checks of credit history and scores, though some programs offer options without traditional credit checks. Eligibility can also be influenced by state residency restrictions and other qualifications set by the financing provider.<br \/>\nThe application process often requires submitting personal and financial information to assess creditworthiness. In some cases, soft credit checks are performed that do not impact credit scores, while other options may involve more detailed credit assessments. Financing offers usually depend on the approval of the provider, who evaluates factors such as income stability and past credit behavior to determine suitability.<br \/>\nIt is important for consumers to be aware that new financing accounts can affect their credit report, potentially lowering their credit score temporarily due to a reduced average credit age and new inquiries. Maintaining good payment habits throughout the term is critical to preserving a positive credit rating; missed payments or overextending credit can negatively impact eligibility for future financing.<br \/>\nDocumentation retention is also a key part of the process, with requirements to keep all relevant paperwork for a period\u2014commonly at least four years\u2014to ensure compliance and facilitate any potential disputes or verifications. Additionally, financing promotions often have specific terms, such as minimum purchase amounts, product eligibility criteria, and funding deadlines that applicants must meet to qualify.<\/p>\n<h3>Financial Implications and Cost Considerations<\/h3>\n<p>When deciding how to acquire a laptop, understanding the financial implications of various payment methods\u2014such as upfront purchase, rent-to-own agreements, leasing, and installment plans\u2014is essential. Each option carries distinct cost structures that can significantly affect the total amount paid over time.<br \/>\nUpfront purchase typically involves paying the full price of the laptop immediately, which avoids interest and additional fees. This method is generally the most cost-effective in the long run; for example, paying $800 upfront for a laptop is preferable to making monthly rent-to-own payments totaling $1,800, thus minimizing extra costs associated with financing. However, the high initial cost can be prohibitive for many consumers, prompting the consideration of alternative payment options.<br \/>\nRent-to-own agreements allow consumers to take possession of a laptop by making regular weekly or monthly payments. While these arrangements provide immediate access to technology without a substantial upfront expense, they often involve inflated rental payments that serve as a premium for accessibility rather than traditional interest. Consequently, the total cost of ownership may more than double the laptop&#8217;s original price; a $500 device might cost over $1,200 through rent-to-own. These agreements typically do not have interest rates in the conventional sense but use a lease rate factor\u2014a fixed multiplier that calculates monthly payments without amortizing principal and interest separately. Consumers must carefully read contract terms to avoid hidden fees, penalties for early repayment, or other unexpected costs that can increase total expenses.<br \/>\nLeasing laptops is another option widely used by businesses\u2014around 80% of American companies employ some form of financing or leasing to acquire equipment, with the market expected to grow due to factors like hybrid work environments and scaling needs. Leasing spreads costs over time and may have low or no down payments, but ownership usually remains with the lessor. At lease end, options may include returning the device or purchasing it at fair market value or a nominal buyout price, which effectively functions as financing under a different name. Lease agreements often require upfront fees such as deposits or setup charges, which are refundable if all contract conditions are met.<br \/>\nInstallment payment plans can provide financial flexibility by spreading the laptop cost over several months, sometimes with promotional interest rates or zero-interest offers if paid within a specific period. This approach helps consumers budget more effectively and may enable purchasing higher-end models that would otherwise be unaffordable upfront. Nevertheless, consumers should carefully assess the total payable amount, including any interest or fees, to avoid excessive costs compared to outright purchase.<\/p>\n<h3>Consumer Protections and Legal Framework<\/h3>\n<p>Consumer protections for pay-monthly laptops, including financing, leasing, and rent-to-own agreements, are governed by a combination of EU directives and national laws designed to ensure fair treatment and safety for consumers. The Consumer Rights Act offers comprehensive protection for most purchases of goods and services, which extends to electronic products such as laptops.<br \/>\nIn the European Union, the legal framework has been updated to enhance enforcement and modernize consumer protection rules. Notably, Directive (EU) 2019\/2161, adopted on 27 November 2019, amends earlier consumer law directives, including the Consumer Rights Directive. This directive aims to strengthen transparency and enforcement mechanisms, thereby increasing consumer confidence in cross-border purchases and financing arrangements.<br \/>\nSafety regulations also play a crucial role. Under the General Product Safety Directive (GPSD), manufacturers must ensure that electronic products are safe for use by conducting thorough risk assessments and providing clear instructions to consumers. Specific regulations, such as the Toy Safety Regulation, demonstrate the rigor of EU standards, which similarly apply to electronic devices to mitigate hazards. Compliance with these standards often requires retaining documentation of safety assessments and product conformity for a minimum of four years, helping to facilitate accountability and traceability.<br \/>\nIn financing arrangements, such as leasing or rent-to-own agreements, legal protections extend to creditworthiness assessments and transparency in contract terms. The European Commission has sought to standardize creditworthiness criteria under Directive 2008\/48\/EC to prevent over-indebtedness and promote responsible lending practices. Furthermore, contracts involving device loans or lease agreements are subject to legal scrutiny to ensure they safeguard consumer rights and clarify obligations on maintenance and usage.<br \/>\nConsumers should be aware that financing options may affect their credit reports. For instance, credit inquiries related to financing can remain on credit reports for up to two years, potentially impacting credit scores during the initial 12 months. Leasing arrangements often specify maintenance responsibilities, which can lead to additional costs; conversely, outright ownership offers greater control over maintenance decisions and potential tax deductions for newly purchased equipment.<\/p>\n<h3>Common Consumer Challenges and Pitfalls<\/h3>\n<p>Consumers opting for pay-monthly laptops through financing, leasing, or rent-to-own plans often face several challenges and pitfalls that can impact their financial wellbeing. A primary concern is the total cost of ownership, which can significantly exceed the laptop&#8217;s original retail price due to hidden fees, interest, and inflated payments. For instance, rent-to-own arrangements typically charge a premium that functions similarly to interest, but at a much higher effective rate. A laptop priced at $500 might end up costing over $1,200 by the end of the payment term, making this option substantially more expensive than a straightforward purchase.<br \/>\nAnother challenge is understanding the financial terms and conditions. While monthly payments may appear manageable, consumers must carefully evaluate their budgets to ensure they can sustain the commitment. Failure to do so can result in penalties, early repayment fees, or additional charges that are often buried in contract fine print. Moreover, some \u201cinterest-free\u201d loans or promotional financing offers may in fact be more costly than traditional financing options, as the interest is effectively paid upfront through inflated payment structures. This can lead to a higher cost than even conventional loans or mortgages in some cases.<br \/>\nLeasing plans, while offering the advantage of regularly upgrading to newer technology and passing obsolescence risk to the leasing company, come with their own restrictions. Leasing contracts typically include terms and conditions that limit the lessee\u2019s ability to modify, upgrade, or resell the device, potentially reducing flexibility for long-term users. In contrast, outright ownership offers more control but demands a substantial upfront investment, which may not be feasible for all consumers or small businesses.<br \/>\nAdditionally, consumers should be aware of the need for initial deposits or down payments that often accompany these financing agreements, which can be comparable to deposits on vehicles or real estate. Monthly invoices follow, administered by merchants or third-party financing companies, requiring ongoing management and timely payments to avoid default.<br \/>\nFinally, there is the risk of purchasing lower-grade equipment to save upfront costs, which may lead to performance issues and an earlier-than-expected need for replacement. This was illustrated by cases where organizations buying cheaper consumer-grade laptops ended up replacing them frequently due to poor performance, negating any perceived savings.<\/p>\n<h3>Best Practices and Consumer Tips<\/h3>\n<p>When considering financing, leasing, or rent-to-own options for laptops, consumers should be well-informed to make the best financial decisions. One key advantage of opting for monthly payment plans is the financial flexibility it offers. Instead of paying a large upfront cost, consumers can spread payments over several months, which is particularly helpful for those on a tight budget. Retailers often provide promotional financing rates, including zero-interest offers if paid within a specified period, enabling consumers to avoid additional costs while acquiring higher-end devices.<br \/>\nHowever, it is important to carefully evaluate the financial implications of each payment method\u2014whether cash purchase, rent-to-own, or installment plans\u2014to determine the most cost-effective option. Leasing agreements, for example, may include maintenance specifications that the lessee must follow, which can add expenses over time. On the other hand, purchasing equipment outright gives the buyer full control over maintenance procedures and potential tax deductions on newly purchased assets such as computers and network equipment.<br \/>\nConsumers should also be aware of the protection options available for their devices. Accidental damage coverage, advanced exchange services, and on-site service plans are often offered by retailers and can usually be financed along with the purchase. Such plans are especially recommended for portable devices like laptops to cover unexpected incidents, providing added peace of<\/p>\n<h3>Technical Specifications of Laptops Available on Pay Monthly Plans<\/h3>\n<p>Laptops offered through pay monthly plans typically come with a broad range of technical specifications designed to meet diverse user needs. These devices often vary in processor type, core count, memory capacity, storage options, and additional features, allowing consumers to select models that best fit their performance requirements and budgets.<\/p>\n<h4>Processor and Core Count<\/h4>\n<p>Most laptops available on installment plans feature modern multi-core processors, generally ranging from 4 to 8 cores. For general tasks such as browsing, streaming, and light multitasking, quad-core processors are usually sufficient. However, for more demanding applications like video editing, gaming, or software development, laptops with 6 to 8 cores provide enhanced performance and smoother multitasking capabilities. Each core independently executes instructions, so higher core counts improve the ability to handle multiple tasks simultaneously.<\/p>\n<h4>Memory and Cache<\/h4>\n<p>Many pay monthly laptops include ample RAM, which is critical for running applications smoothly. Additionally, these devices often have processor caches that store frequently used data and instructions closer to the CPU, enabling faster access compared to regular RAM. Larger cache sizes reduce retrieval time and help improve overall system responsiveness, contributing to better laptop performance.<\/p>\n<h4>Storage and Other Features<\/h4>\n<p>Laptops in financing or lease plans usually come with sizable storage options, ranging from traditional hard drives to faster solid-state drives (SSD), which offer quicker boot times and file access. Some plans also include protection options such as accidental damage coverage and advanced service plans, which can be bundled with the purchase to safeguard the device during the financing term.<\/p>\n<h4>Customization and Payment Flexibility<\/h4>\n<p>Retailers and providers offering pay monthly laptops, including companies like FlexShopper, often present a wide selection of models with varying specifications to accommodate different user categories, from students and writers to graphic designers and gamers. These plans also provide flexibility in payment schedules, allowing consumers to make weekly, bi-weekly, or monthly payments, and often include the option to own the laptop at the end of the financing period.<\/p>\n<h3>Brands and Product Types Commonly Offered<\/h3>\n<p>A wide range of laptop brands and models are available through pay monthly financing, leasing, and rent-to-own options, catering to diverse consumer needs and preferences. Leading industry brands such as Dell, Microsoft, and HP are commonly featured in these programs, often through partnerships with retailers and leasing companies. For instance, Abunda offers lease-to-own and buy now, pay later plans specifically including 2-in-1 laptops from these top manufacturers, enabling access to high-tech devices even for consumers with bad or no credit.<br \/>\nRetailers like Best Buy, Amazon, and Walmart have integrated affordable installment plans into their offerings, providing consumers with flexible financing alternatives across various laptop brands and price ranges. These retailers typically collaborate with third-party financing companies to facilitate quick credit assessments and approval processes. The selection of laptops ranges from budget-friendly models to high-performance machines suitable for gaming or professional use, reflecting the broad spectrum of consumer requirements.<br \/>\nIn addition to laptops, similar flexible financing arrangements are available for a variety of electronic devices and household items, including headphones, smartphones, tablets, furniture, and appliances. This breadth of product availability makes rent-to-own and lease-to-own agreements a versatile option for acquiring expensive technology and essential goods without upfront full payments.<\/p>\n<h3>Market Trends and Consumer Behavior<\/h3>\n<p>Consumer behavior in the technology market has increasingly shifted toward monthly payment options such as financing, leasing, and rent-to-own programs. This change reflects a growing preference for spreading out the cost of electronics over time rather than making a large upfront purchase. Monthly payment plans provide significant financial flexibility, allowing consumers, especially those on tighter budgets, to access current technology without immediate substantial expenditure.<br \/>\nLeasing and rent-to-own models have gained popularity not only among individual consumers but also within businesses. Leasing enables companies to better manage cash flow and maintain access to the latest devices without the burden of full ownership costs at the time of acquisition. For consumers, rent-to-own programs often present an accessible path to acquiring technology with adaptable payment plans, minimal credit checks, and no hidden fees, further broadening the appeal of this payment method.<br \/>\nThe rise in installment-based purchasing aligns with broader market trends favoring convenience and affordability. Retailers frequently complement these plans with promotional financing rates to attract buyers. However, consumers should be aware of the potential impacts on credit scores, as financing arrangements can affect credit reports and the length of credit history, which in turn influences credit ratings.<\/p>\n<h3>Alternatives to Pay Monthly Laptop Agreements<\/h3>\n<p>When considering options other than pay monthly laptop agreements, consumers and businesses typically evaluate buying outright or leasing laptops as viable alternatives.<\/p>\n<h4>Buying Laptops Outright<\/h4>\n<p>Purchasing a laptop with a single upfront payment grants full ownership immediately, allowing the user unrestricted rights to modify, upgrade, or resell the device at any time. This option is financially advantageous for long-term use, particularly if the laptop is expected to be used for three to five years or more, as it avoids ongoing monthly costs and potential fees associated with financing. However, the high initial cost can strain cash flow, especially for startups or small businesses needing multiple devices simultaneously. Additionally, outright ownership means the buyer assumes full responsibility for device maintenance and eventual disposal.<\/p>\n<h4>Leasing Laptops<\/h4>\n<p>Leasing offers a middle ground between buying and pay monthly financing by spreading out the cost of the laptop through fixed monthly payments over a predetermined term, often ranging from three to five years. Unlike pay monthly agreements, leases often include contractual terms and conditions, limiting the lessee\u2019s ability to modify or sell the device during the lease period. From an accounting perspective, leasing is treated as a capital expenditure (capex), similar to purchasing, which can have implications for company financial reporting. Leasing can be attractive for businesses that prefer to refresh equipment regularly while managing cash flow evenly over time. At the end of the lease, devices may retain resale value, though disposal costs should be considered.<\/p>\n<h4>Rent-to-Own Programs<\/h4>\n<p>Rent-to-own agreements present another alternative, especially for consumers with limited credit options. These programs allow users to rent a laptop with the option to own it after completing a series of payments. Rent-to-own typically provides more flexible approval criteria, often accommodating individuals with bad or no credit. One advantage is the ability to upgrade to newer models during or after the lease term, maintaining access to the latest technology without large upfront investments. However, this convenience often comes with significantly higher overall costs, as the premium charged over the rental period can result in paying two to three times the laptop\u2019s retail price by the end of the agreement. Unlike traditional interest-bearing financing, rent-to-own costs are embedded in inflated rental payments, which can substantially increase the total cost of ownership.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Highlights Pay monthly laptops offer flexible financing options, enhancing accessibility to various models. Understanding contract terms is vital to avoid common pitfalls in payment plans. Summary Pay monthly laptops are a financing option that enables consumers and businesses to acquire laptops by making regular installment payments rather than paying the full price upfront. This payment [&hellip;]<\/p>\n","protected":false},"author":31,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[727],"class_list":["post-8263","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-api-post"],"_links":{"self":[{"href":"http:\/\/wp.frontsignals.com\/scopewires\/wp-json\/wp\/v2\/posts\/8263","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/wp.frontsignals.com\/scopewires\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/wp.frontsignals.com\/scopewires\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/wp.frontsignals.com\/scopewires\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"http:\/\/wp.frontsignals.com\/scopewires\/wp-json\/wp\/v2\/comments?post=8263"}],"version-history":[{"count":0,"href":"http:\/\/wp.frontsignals.com\/scopewires\/wp-json\/wp\/v2\/posts\/8263\/revisions"}],"wp:attachment":[{"href":"http:\/\/wp.frontsignals.com\/scopewires\/wp-json\/wp\/v2\/media?parent=8263"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/wp.frontsignals.com\/scopewires\/wp-json\/wp\/v2\/categories?post=8263"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/wp.frontsignals.com\/scopewires\/wp-json\/wp\/v2\/tags?post=8263"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}